Atome is a new “buy now, pay later” payment solution that allows a consumer to split a bill into three equal instalments over time, at zero interest and zero service fees. Our newly-updated app is also featuring the stores and products to drive direct traffic with customized recommendations based on user interests. With Atome, the fashion merchants can not only have higher incremental sales from our support package but also have a deeper understanding of the user journey. In addition, Atome is part of ADVANCE.AI, a Series-C big data and AI company headquartered in Singapore, with multiple offices across APAC.